Sirmium Decision OS
This is the decision engine behind Sirmium Capital's free pension tools for those who serve: NYPD, FDNY, veterans, nurses, and 9/11 families. The calculators compute your number; the decision layer explains it, shows which inputs move it most, and lets you keep your plan. Every figure is grounded in the plan documents and the law, with the source named.
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Sirmium Capital LLC is a registered investment adviser. Everything on this site and in these tools is a hypothetical educational illustration, one of several possible outcomes, and not investment, tax, or legal advice, not a recommendation, and not a guarantee. Using these tools does not create an advisory relationship. Confirm plan specifics with your pension fund and tax questions with a qualified tax professional.